Paisa Vasool? Not Quite.: 15 Everyday Money Mistakes, Personal Finance Lessons & Practical Habits for Financial Freedom| PRE-ORDER

About the Book

What if the biggest obstacle to financial freedom isn't a lack of income—but the everyday money mistakes we never realize we're making?

Paisa Vasool? Not Quite. is an honest, practical, and deeply relatable memoir that transforms personal financial failures into life-changing lessons. Written by investment banker and fintech entrepreneur Harsh Soni, the book shares fifteen real-world money mistakes that shaped his journey to financial independence by the age of thirty-six.

From investing too early without understanding risk to taking unnecessary loans, overlooking long-term planning, and making emotional financial decisions, each chapter uncovers a common mistake millions unknowingly make—and provides practical ways to avoid it.

Inside this book, readers will discover:

• Fifteen real-life financial mistakes and the lessons behind them
• Practical habits for building long-term wealth
• Smart investing principles explained through real experiences
• Family financial planning strategies that actually work
• Simple approaches to budgeting, saving, and investing
• How emotions influence money decisions
• Actionable checklists to improve financial discipline

Unlike traditional finance books filled with complicated theories, Paisa Vasool? Not Quite. offers relatable stories, practical wisdom, and actionable insights that readers can immediately apply to build a healthier relationship with money.

Whether you are just starting your financial journey or looking to make smarter money decisions, this book serves as a practical guide toward lasting financial freedom.

About the Author

Harsh Soni is the Founder and CEO of NYVO Money, a fintech company dedicated to helping Indian families achieve financial well-being through goal-based financial planning, investments, and insurance solutions.

Before founding NYVO Money, Harsh spent over thirteen years in India's capital markets and investment banking industry, working with SBI Capital Markets, Kotak Investment Banking, Bank of America, and Slice. During his career, he contributed to more than eighty IPOs, fundraises, mergers, and acquisitions involving some of India's leading companies.

Drawing from both professional expertise and personal financial mistakes, Harsh brings a refreshingly honest perspective to money management. Through Paisa Vasool? Not Quite., he empowers readers to avoid costly financial errors and develop practical habits that lead to long-term wealth and financial independence.