Money Doesn't have Legs | The Straight-Talking Guide to Making Your Money Work While You Sleep - But It Runs Faster Than You Do - Pre-Order

You work hard for your money. But is your money working hard for you?

For decades, Indian families have been taught to save, buy property, keep money in fixed deposits, and play it safe. But saving money and building wealth are not the same thing.

Money Doesn’t Have Legs is a practical and engaging guide to understanding where your money should live—and how to put it to work.

Drawing from more than two decades of experience working with Indian families, Naresh Malhotra explains wealth creation through real-life stories, simple numbers, comparisons, and lessons from everyday financial decisions. From the traditional Indian preference for FDs and real estate to the power of equity, SIPs and compounding, the book challenges familiar beliefs and offers a framework for making more informed financial choices.

Inside, you’ll explore:

• Why saving alone may not be enough to build long-term wealth
• How to distinguish between money that is “working” and money that is “sleeping”
• The four key wealth-building boxes: Debt, Gold, Real Estate and Equity
• How SIPs, Step-Up SIPs and SWPs work
• Why starting early can matter more than starting big
• How investment priorities can change with age, goals and risk appetite
• How to build a financial foundation with insurance and an emergency fund
• How to review your existing savings and identify where your money is sitting
• A practical 30-Day Action Plan designed to move you from financial awareness to action

Whether you are starting your first job, building a family, running a business, planning for retirement, or simply wondering whether your savings are actually growing, this book offers a simple framework to help you ask better questions about your money.

Because your money may not have legs—but given the right vehicle, it can start working while you sleep.